WiseIQ Check My Rate

Marc Fleury, Founder of WiseIQ

PARTNER OFFER From 6.3% APR at Upstart · Soft credit check only
Check Rate — No Hard Pull

See important terms, conditions, and disclosures, including rates and repayment terms, on Upstart's site. Not all applicants are approved.

Last Updated: October 2026
Last reviewed: October 2026

Who writes WiseIQ, how the pages get made, and who pays us.

Advertiser Disclosure: WiseIQ is reader-supported. When you apply through links on this page, we may earn a commission at no extra cost to you. Learn more.

About Marc

Marc Fleury
Founder, WiseIQ · Marketing & sales background

I started WiseIQ because most personal finance sites are built to rank whoever pays the most, and people with fair credit pay for that the most. They get pushed toward loans they won't be approved for, or approved for at rates nobody showed them up front.

My background isn't in finance. I studied marketing and have worked in sales my whole career. That's exactly why I built WiseIQ the way I did: I know how a pitch gets put together, what gets put up front, what ends up in the fine print, and how a commission can shape what gets recommended. Most comparison sites run on that playbook. WiseIQ is built to show you the parts a sales page leaves out.

So WiseIQ works differently. Every product in a category is scored on the same five criteria, published on our How We Rank page, and the score is set before any partnership. Every page has a receipt that lists exactly which companies pay us and what they pay for. When a non-partner beats a partner, the non-partner ranks higher, and it says so on the page.

I run WiseIQ and I'm responsible for everything published on it. Pages are researched from lender and insurer disclosures, CFPB and Federal Reserve data, the credit bureaus' own documentation, and published ratings like J.D. Power and AM Best. I use software tools, including AI, to help draft and check pages, and every rate, fee and rating is verified against its source before it goes live. I'm not a licensed financial advisor, attorney, or insurance agent, and nothing on WiseIQ is personalized advice. When a decision needs one of those people, the page says so.

If you spot a mistake, email wiseiq.official@gmail.com. Corrections are reviewed within 48 hours.

Personal Loans Credit Building Debt Relief Auto Loans Car & Home Insurance Home Equity

Our Editorial Process

Every piece of content published on WiseIQ goes through a structured editorial process designed to ensure accuracy, clarity, and genuine usefulness:

1

Primary Source Research

We begin with primary sources: CFPB publications, Federal Reserve reports, FICO documentation, and official credit bureau consumer guides. We do not rely on secondary aggregators or other personal finance sites as primary sources.

2

Drafting & Fact-Checking

Content is drafted with specific citations and data points. All statistics, credit score ranges, interest rate figures, and regulatory claims are verified against the original source before publication.

3

Accuracy Check

Before a page goes live, every factual claim is checked again against its source, affiliate disclosures are confirmed, and anything that reads like a promise or guarantee is cut.

4

Regular Updates

Financial regulations, credit scoring models, and product terms change. We review all published content at least annually and update immediately when we become aware of significant changes that affect accuracy.

Primary Sources We Use

Corrections Policy

We take accuracy seriously. If you find an error in any WiseIQ article — a wrong statistic, an outdated regulation, or a factual mistake — please email us at wiseiq.official@gmail.com with the subject line "Content Correction." We will investigate within 48 hours and issue a correction if warranted. Significant corrections are noted at the top of the affected article.

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