About Marc
Our Editorial Process
Every piece of content published on WiseIQ goes through a structured editorial process designed to ensure accuracy, clarity, and genuine usefulness:
Primary Source Research
We begin with primary sources: CFPB publications, Federal Reserve reports, FICO documentation, and official credit bureau consumer guides. We do not rely on secondary aggregators or other personal finance sites as primary sources.
Drafting & Fact-Checking
Content is drafted with specific citations and data points. All statistics, credit score ranges, interest rate figures, and regulatory claims are verified against the original source before publication.
Accuracy Check
Before a page goes live, every factual claim is checked again against its source, affiliate disclosures are confirmed, and anything that reads like a promise or guarantee is cut.
Regular Updates
Financial regulations, credit scoring models, and product terms change. We review all published content at least annually and update immediately when we become aware of significant changes that affect accuracy.
Primary Sources We Use
- Consumer Financial Protection Bureau (CFPB) — consumerfinance.gov
- Federal Reserve Consumer Finance Research — federalreserve.gov
- FICO Score Education — myfico.com/credit-education
- Experian Consumer Education — experian.com
- TransUnion Credit Education — transunion.com
- Equifax Credit Education — equifax.com
- AnnualCreditReport.com (official free credit report site) — annualcreditreport.com
- Federal Trade Commission (FTC) Consumer Information — consumer.ftc.gov
Corrections Policy
We take accuracy seriously. If you find an error in any WiseIQ article — a wrong statistic, an outdated regulation, or a factual mistake — please email us at wiseiq.official@gmail.com with the subject line "Content Correction." We will investigate within 48 hours and issue a correction if warranted. Significant corrections are noted at the top of the affected article.
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