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Complete Bundle · 5 PDF Downloads · Best Value

Credit & Debt
Master Bundle

LIVE RATE 6.99% APR for qualified borrowers · No hard credit pull
Check Rate — No Hard Pull
Last Updated: May 2026

All 5 WiseIQ financial tools in one complete system. Fix your credit, eliminate your debt, negotiate with creditors, and prepare to buy a home — everything you need, nothing you don't.

5 PDFs · 85+ pages total
Updated April 2026
Save $30 vs. buying separately
$47 $77
One-time purchase · Instant PDF download
  • Credit Repair Action Kit ($17 value)
  • Debt Freedom Planner ($17 value)
  • Credit Score Boost Cheat Sheet ($9 value)
  • Debt Negotiation Scripts ($17 value)
  • First-Time Homebuyer Prep Guide ($17 value)
  • 30-day money-back guarantee
  • Instant PDF download — all 5 files
Get Instant Access →
30-day money-back guarantee
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All 5 WiseIQ Financial Tools

Each product addresses a different stage of the financial recovery and building process. Together, they form a complete system — from repairing your credit today to qualifying for a mortgage in 12 months.

Rates verified May 2026 · Updated weekly
Product Pages Individual Price Bundle
Credit Repair Action Kit 20 $17 ✓ Included
Debt Freedom Planner 15 $17 ✓ Included
Credit Score Boost Cheat Sheet 10 $9 ✓ Included
Debt Negotiation Scripts 20 $17 ✓ Included
First-Time Homebuyer Prep Guide 20 $17 ✓ Included
Total 85+ $77 $47

A 12-Month Financial Recovery Roadmap

The five products are designed to be used in sequence — each one builds on the last.

1

Start with the Credit Score Boost Cheat Sheet

Get oriented. Understand which actions will move your score the most and in what timeframe. Takes 30 minutes to read.

2

Execute the Credit Repair Action Kit (Months 1–3)

Pull your reports, dispute errors, lower utilization. The 90-day plan tells you exactly what to do each week.

3

Use the Debt Negotiation Scripts (Months 2–4)

Call your creditors. Negotiate lower rates, hardship programs, and pay-for-delete agreements while your disputes are being processed.

4

Build with the Debt Freedom Planner (Months 3–12)

Set up your Snowball or Avalanche payoff plan. Track your net worth monthly. Build the financial foundation lenders want to see.

5

Prepare with the Homebuyer Guide (Month 6 onward)

Start your 12-month mortgage readiness plan. Research loan types, DPA programs, and lender requirements while your credit and debt situation improves.

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WiseIQ Editorial Team
Reviewed by Certified Financial Planners & Industry Experts

Our editorial team consists of financial writers, CFPs, and former banking professionals dedicated to providing accurate, unbiased financial guidance. All content is fact-checked and updated regularly. Learn about our editorial standards →

Frequently Asked Questions

Yes. After purchase via Stripe, you receive an immediate download link for all 5 files. No waiting, no shipping.
Yes. Each product is available separately. But the bundle saves you $30 compared to buying all five individually — and most people end up wanting all five anyway.
Yes. 30-day full refund on the entire bundle, no questions asked.
Yes. All files are professionally formatted for both screen reading and printing. The worksheets are designed to be printed and filled in by hand.

Ready to take control of your finances?

Get the Credit & Debt Master Bundle for a one-time payment of $47. Instant download, 30-day guarantee.

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30-day money-back guarantee Instant PDF download Secured by Stripe

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