The American Express® Gold Card is the best credit card for people who spend heavily on food — whether that's dining out or grocery shopping. It earns 4x Membership Rewards points at restaurants worldwide and 4x at U.S. supermarkets (on up to $25,000 per year), which is the highest earning rate available in these categories from any mainstream card.
Financial decisions made with complete information consistently outperform those made under pressure or with incomplete data. Take time to compare at least 3 options before committing.
The $325 annual fee sounds steep, but the card comes with $120 in annual dining credits (distributed as $10/month at eligible restaurants including Grubhub, The Cheesecake Factory, Goldbelly, and more) and $120 in annual Uber Cash ($10/month for Uber Eats or Uber rides). Use both credits and your effective annual fee drops to $10.
American Express® Gold Card